Death benefit
A contractual benefit payable to beneficiaries when policy requirements are met.
Guardian Life & Wealth
Whole life insurance
Permanent protection with contractual cash value features
Whole life is designed to remain in force for life when required premiums are paid, subject to the policy contract.
Permanent protectionPermanent protection with contractual cash value features
Features to understand
Cash value
A policy value that can grow according to the contract and may support loans or withdrawals.
Policy loans
Loans and withdrawals can reduce policy values and death benefits and may create tax consequences.
Personal guidance
Talk with a financial professional
Share your ZIP code to start with a local planning conversation.
Start a consultationImportant information
Educational content only. Insurance products, underwriting, premiums, contract provisions, exclusions, riders, availability, and guarantees vary by carrier, product, state, and applicant. Guarantees depend on the claims-paying ability of the issuing insurer.