Benefit amount
Policies define how much monthly income can be replaced and under what financial limits.
Guardian Life & Wealth
Disability income
Protect the income your plan depends on
Disability insurance can replace part of earned income when sickness or injury prevents work under the policy definition.
Income protectionProtect the income your plan depends on
Features to compare
Definition of disability
Own-occupation, any-occupation, and specialty definitions can materially change when benefits apply.
Waiting and benefit periods
Elimination periods and maximum benefit periods affect both price and protection.
Personal guidance
Talk with a financial professional
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Start a consultationImportant information
Educational content only. Insurance products, underwriting, premiums, contract provisions, exclusions, riders, availability, and guarantees vary by carrier, product, state, and applicant. Guarantees depend on the claims-paying ability of the issuing insurer.