Term life insurance

Coverage for a defined chapter of life

Term insurance can be useful when the financial need is substantial but expected to decline or end over time.

Temporary needCoverage for a defined chapter of life

Common uses

Income replacement

Help support a household during working years if an income earner dies.

Mortgage or debt

Match coverage to obligations expected to decline over time.

Education funding

Protect planned contributions toward children's or dependents' education.

Personal guidance

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Important information

Educational content only. Insurance products, underwriting, premiums, contract provisions, exclusions, riders, availability, and guarantees vary by carrier, product, state, and applicant. Guarantees depend on the claims-paying ability of the issuing insurer.