Income start date
Confirm when payments begin and whether the start date can be changed.
Guardian Life & Wealth
Immediate annuities
Turn a portion of savings into income that starts sooner
Immediate-income annuities are designed for people who want contractual payments to begin relatively soon after purchase.
Immediate incomeTurn a portion of savings into income that starts sooner
What to evaluate
Payout election
Life-only, joint-life, and period-certain structures produce different income and legacy outcomes.
Liquidity
Once annuitized, access to principal can be limited or unavailable depending on the contract.
Personal guidance
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Start a consultationImportant information
Educational content only. Insurance products, underwriting, premiums, contract provisions, exclusions, riders, availability, and guarantees vary by carrier, product, state, and applicant. Guarantees depend on the claims-paying ability of the issuing insurer.